Everyday Banking
Simple to do business with
We aim to make it simple and efficient for our corporate and institutional customers to manage their everyday banking with us through our range of flexible products and services outlined here:
COVID-19: Applications We’re currently prioritising applications from existing customers, which unfortunately means we’re not accepting new applications from customers of other banks. You may be able to access support more quickly by contacting your current bank.
Manage the cash in your business efficiently and effectively
Our cash management specialists could help you manage your cash position more effectively, while improving your transaction handling – and with that – your customer and supplier experience, too. Whether it’s about basic banking and payments, corporate cards or a slightly more complex cash management need, we could have the solutions for you.
Product and transaction fees may apply. Specific criteria may apply for some services.
Current accounts
Our current accounts help you to manage your income and expenditure as simply and effectively as possible whether that’s in Sterling or other currencies.
- Business current account
- Business currency current account
- Switch to a NatWest business bank account
- Partner banking – opening a bank account overseas
Eligibility criteria applies.
ISO 20022 Global Standard for Payments Messaging
ISO 20022 XML (eXtended Mark-up Language) is an established global standard for payments messaging. Over time, ISO 20022 XML will be used by all Payment Service Providers (PSP) in the U.K. for all payment products starting with CHAPS and International (Currency) payments.
Making and accepting payments
Whether you're making or accepting a payment electronically, by credit card, cash or cheque, find out how to do it quickly and securely.
NatWest Payit
A fast, fair, simple and safe way to pay and get paid.
BACS payments
Save time and money* by making and receiving regular payments via BACS with Direct Debits and Direct Credits.
*Payments are processed automatically to/from customers' accounts. And computerised records facilitate streamlined processes that save the cost in time and money of sending reminders and pursuing late payment etc.
Cash, cheque & drafts
Whether you want to withdraw or pay in cash or cheques – small amounts or large – we’ve a host of secure services to suit your business.
Commercial Cards
Card payments are one of the safest ways to pay – both in person and online – and offer flexible banking at your fingertips.
Credit card payments
There are many ways that you can settle your credit card account or make additional payments to free up card balance.
Electronic payments
Make and accept payments quickly and securely using Faster payments and CHAPS.
IBAN
Using an IBAN reduces errors and delays when making international payments.
International payments
We offer international transfers that can arrive same day or at a future date to suit different payment, destinations and timescale needs, giving you the speed and security that you require.
Payment security
Keep fraudsters away from your funds and help protect your bank account, suppliers and customers.
Payment Services Directive
Makes payments across Europe more efficient and easier to understand.